DSCR 2nd Mortgage Loan – Tap Into Equity for Investment Properties

For real estate investors looking to access home equity without traditional income documentation, our DSCR 2nd mortgage loan is the perfect solution. Instead of verifying personal income, we use the Debt-Service Coverage Ratio (DSCR) to determine your investment property’s cash flow. Check our Live Mortgage Rates for 2nd mortgage on investment properties now! Get started with our second mortgage calculator below today!

Investor DSCR 2nd Mortgage Loan Highlights

This no-income verification loan allows you to cash out equity while keeping your primary mortgage intact. Whether you need capital for new investments, property improvements, or expanding your portfolio, a DSCR 2nd mortgage loan provides flexible and fast financing.

Why Choose a DSCR 2nd Mortgage?

? No Income Verification Required – Qualify based on rental income, not personal income
? No Tax Returns or W-2s Needed – Ideal for full-time investors
? Cash-Out Available – Access home equity for future investments
? Works for Single & Multi-Unit Properties – 1-4 unit residential properties eligible
? Available in 2nd Lien Position – Keep your first mortgage intact
? Fast Funding & Flexible Terms – Streamlined approval process

Who Can Benefit from a DSCR 2nd Mortgage?

?? Real Estate Investors – Scale your portfolio with no-income verification financing
?? Landlords & Rental Property Owners – Use rental income to qualify
?? Fix-and-Flip Investors – Access cash for property rehab
?? Short-Term Rental Investors (Airbnb, VRBO, etc.) – Qualify based on rental revenue

How Does a DSCR 2nd Mortgage Work?

? Your property qualifies—not your personal income
? DSCR Calculation: Monthly rental income ÷ mortgage payment (PITIA)
? Minimum DSCR Ratio Required: 1.00 (property must generate enough rent to cover the mortgage)
? Loan Amounts Up to $4M
? Max CLTV Up to 80% (depending on property type and credit score)
? Fixed & Interest-Only Payment Options Available

Eligible Properties for DSCR 2nd Mortgage Loans

?? Single-Family Homes
?? 2-4 Unit Residential Properties
?? Short-Term & Long-Term Rental Properties
?? Condos & Townhomes (Warrantable Only)

Get Started – Apply for a DSCR 2nd Mortgage Loan Today!

Maximize your investment potential with a DSCR 2nd mortgage loan. Get pre-approved today and access your home equity with no income verification.

?? Apply Now & Grow Your Real Estate Portfolio!

Investors Start Your Fixed Rate 2nd Mortgage for Investment Property Using Our Second Mortgage Calculator Below